Disability Retirement

Last Updated 11/18
Applies to Faculty and Staff
Related Policies:

Policy

The University provides a disability retirement benefit to protect eligible faculty and staff members from loss of income in the event they become permanently, continuously, and totally disabled. Disability is defined as the inability to engage in any work for pay or profit due to bodily injury or disease.

Eligibility

To be eligible, the member must:

  • Have become disabled while an active employee of the University as certified by the University’s Long Term Disability Insurance provider, and/or
  • Be approved for Social Security Disability benefits.

Further, if the staff member is a participant in the Pension Plan, the member must:

  • Have at least five (5) years of vested service

Disability retirement benefits cease if the member recovers from their disability and returns to work prior to age 65.

Disability Retirement Benefit

For a staff member in the Pension Plan, the disability retirement benefit is determined as if the staff member had reached age 65 on the day the disability began. The calculation is based on final average pay, years of credited service, and the multiplier in effect at the time employment ends due to the disability.

For a member in the 403(b) Retirement Plan, the long-term disability benefit includes a monthly contribution to the 403(b) account of 15% of monthly pre-disability earnings (or $5,000, if less).

Procedures

Application Process

Application for disability retirement is made through the Office of Human Resources, 200 Grace Hall, where plan documents and further details may also be obtained.

Applications for disability retirement benefits require the following steps:

  • File for Social Security disability benefits.
  • If approved for Social Security disability and/or Long Term Disability benefits by the University’s insurance provider, the University will approve disability retirement.
  • Maintain current address and beneficiary information with the Office of Human Resources.
  • For a staff member in the Pension Plan, if approved for a disability retirement benefit, a benefit payment option must be selected.

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