Decision Guide Corrections

The following corrections have been identified since the enclosed Decision Guide went to press:

  • Page 24, Out of Network emergency services footnote added: “** If you have a life threatening medical emergency, you should go to the nearest emergency room for treatment. Those charges will be treated as if they have incurred in-network.”
  • Page 25, Rates: the Family rate for the Meritain HMO with spouse screening is $296, not $281 as published.
  • Pages 13 & 44, Castlight: the web address to register for Castlight is, not the published web address,, which provides information about the Castlight company. Note: registration will open October 15.
  • Page 11, “What is a Health Reimbursement Account (HRA)?”: “HSA” should read “HRA”.

We apologize for any inconvenience.