Long-Term Disability

Last Updated 01/04
Applies to Administrators, Faculty, and Staff  
Related Policies:

Policy 

The University provides long-term disability benefits to eligible, full-time and part-time administrators, faculty, and staff in the event of total disability for a period of time greater than six months.

Eligibility

To be eligible to be a participant, an administrator, faculty, or staff member is generally required to complete one year of continuous employment at the University. This condition may be waived if the individual:

  • was insured under a prior employer’s group Long Term Disability insurance policy, and
  • if the prior policy provided income benefits for 5 or more years of disability, and
  • if the individual was insured under the prior policy within 3 months before being eligible for the University’s plan.

The decision to award the long-term disability benefit is made by the Plan Administrator.

Benefit

The long-term disability benefit is 60% of the employee’s base salary, up to a maximum total benefit amount of $12,000 per month. This disability pay is integrated with other applicable disability benefits such as Social Security or worker’s compensation.

Application for Benefits

When an individual anticipates that their disability will extend beyond 6 continuous months, they should complete an application for long-term disability which can be obtained from a representative of the Office of Human Resources at 100 Grace Hall, where plan documents and further details are also available. Application should also be made for Social Security disability benefits or any Workers’ Compensation benefits at the same time.