Spouse Obtains Insurance
Certain qualifying life events allow you to make changes in benefits that otherwise are not possible until the annual Open Enrollment period. This summary outlines the benefit plan changes you may need to make as a result of your spouse obtaining his/her insurance. Please be sure to make your changes by completing and submitting the appropriate forms to Human Resources within 31 days of the date your spouse obtains insurance coverage. If you do not notify Human Resources within 31 days of the event, you will need to wait until the next Open Enrollment period to make your changes.
Required Forms and Documentation
- Medical/Dental/Vision Insurance Enrollment Application
- Benefits Enrollment Form (Faculty, Administrators, and Staff)
- Employee's Evidence of Insurability (If increasing Life Insurance coverage)
- Group Life, Dependent Life & Travel Accident Beneficiary Designation
- Letter from Employer with Effective Date of Benefits
Medical/Prescription Drug and Dental
Now is a good time to review and compare your spouse's health benefits with those offered by the University so you can choose the coverage that's best for you. If you are already enrolled in a University medical and/or dental plan, you may remove your spouse and/or dependents or cancel your coverage and be on your spouse's insurance. Before canceling, first check with your spouse's employer to be certain they do not require that you maintain your own coverage.
Life Insurance
If you are covered under the University's life insurance program and your spouse obtains life insurance, you may choose to cancel your optional and/or dependent life insurance coverage(s) with the University. You may also elect to update or change your life insurance beneficiary(ies). This change may require that you complete an Evidence of Insurability form.
Flexible Spending Accounts (FSAs)
You may want to reconsider your participation in Health Care and Dependent Care Flexible Spending Accounts by either signing up now or if already participating, changing your contribution amount. You may want to decrease your Health Care FSA contributions in accordance with any changes you made with your health coverage and/or begin, stop, increase, or decrease your contributions to a Dependent Care FSA.
Retirement Programs
This is a good time to review your retirement programs, investment elections, and contribution amount to make sure they reflect your financial goals. You may update or change your beneficiary(ies). This may be done by accessing the investment company's web site.
