2008 Insurance Rates
| Medical | Individual Without HRA | Individual With HRA |
Individual + 1 Without HRA | Individual + 1 With HRA |
Family Without HRA | Family With HRA |
|---|---|---|---|---|---|---|
| Meritain PPO |
$64.00 | $54.00 |
$205.00 |
$195.00 | $227.00 | $217.00 |
| Meritain Select HMO |
$38.00 |
$28.00 |
$132.00 | $122.00 |
$146.00 |
$136.00 |
| Meritain CHA HMO |
$50.00 | $40.00 |
$171.00 |
$161.00 | $188.00 |
$178.00 |
| No Coverage |
($33.00) | ($43.00) |
($33.00) | ($43.00) |
($33.00) | ($43.00) |
| No Coverage - ND Spouse |
-- | ($10.00) |
-- | ($10.00) | -- | ($10.00) |
NOTE: Rates include medical and prescription coverage
HRA = Health Risk Assessment/WebMD HealthQuotient
| Dental |
Individual | Individual + 1 | Family |
|---|---|---|---|
| *Delta Premier (PPO) - 2008 |
$15.42 |
$30.56 |
$68.00 |
| *Delta Preferred (PPO POS) - 2008 |
$20.38 |
$41.60 | $86.88 |
| *Delta Premier (PPO) - 2009 |
$15.42 |
$30.56 | $68.00 |
| *Delta Preferred (PPO POS) - 2009 |
$20.38 |
$41.60 | $86.88 |
NOTE: Mandatory two-year enrollment with a guaranteed rate structure.
| Vision |
Individual |
Individual + 1 |
Family |
|---|---|---|---|
| Eye Med |
$8.32 |
$15.72 |
$23.04 |
Optional Life Insurance Rates
How to Calculate Your Monthly Rate for Additional Coverage
Step One |
Example 2 X $40,000=$80,000 |
|
|
|
Jane will pay $7.68 per month for $80,000 of life insurance coverage |
When you are calculating your monthly rate, refer to the chart below for the appropriate rate.
Your Age |
Monthly Rate per $1,000 of Coverage |
| < 25 | $0.070 |
25-29 |
$0.076 |
30-34 |
$0.096 |
35-39 |
$0.106 |
40-44 |
$0.116 |
45-49 |
$0.178 |
50-54 |
$0.249 |
55-59 |
$0.446 |
60-64 |
$0.676 |
65-69 |
$1.538 |
70+ |
$2.060 |