2009 Insurance Rates
Full-Time Employees
| Medical | Individual Without HRA | Individual With HRA |
Individual + 1 Without HRA | Individual + 1 With HRA |
Individual
+ 1 Spouse/Emp With HRA |
Family Without HRA | Family With HRA |
Family
Spouse/Emp
With HRA |
|---|---|---|---|---|---|---|---|---|
| Meritain PPO |
$54.00 | $44.00 |
$190.00 |
$180.00 | $175.00 | $217.00 | $207.00 | $202.00 |
| Meritain Select HMO |
$35.00 |
$25.00 |
$120.00 | $110.00 |
$105.00 | $140.00 |
$130.00 | $125.00 |
| Meritain CHA HMO |
$48.00 | $38.00 |
$180.00 |
$170.00 | $165.00 | $198.00 |
$188.00 | $183.00 |
| No Coverage |
($33.00) | ($43.00) |
($33.00) | ($43.00) |
N/A | ($33.00) | ($43.00) | N/A |
| No Coverage - ND Spouse |
-- | ($10.00) |
-- | ($10.00) | N/A | -- | ($10.00) | N/A |
NOTE: Rates include medical and prescription coverage
HRA = Health Risk Assessment/WebMD HealthQuotient
| Dental |
Individual | Individual + 1 | Family |
|---|---|---|---|
| *Delta
Premier (PPO)
- 2009 |
$15.42 |
$27.52 |
$50.36 |
| *Delta
Preferred (PPO
POS) - 2009 |
$20.02 |
$37.52 | $67.94 |
NOTE: Mandatory two-year enrollment with a guaranteed rate structure.
| Vision |
Individual |
Individual + 1 |
Family |
|---|---|---|---|
| Eye Med |
$8.32 |
$15.72 |
$23.04 |